APA

Arrau P., Schmidt-Hebbel K. & World Bank. (1995). Pension systems and reform. [Washington, D.C.]: World Bank, Policy Research Dept., Macroeconomics and Growth Division.

Chicago

Arrau Patricio, Schmidt-Hebbel Klaus and World Bank. 1995. Pension systems and reform. [Washington, D.C.]: World Bank, Policy Research Dept., Macroeconomics and Growth Division.

Harvard

Arrau P., Schmidt-Hebbel K. and World Bank. (1995). Pension systems and reform. [Washington, D.C.]: World Bank, Policy Research Dept., Macroeconomics and Growth Division.

MLA

Arrau Patricio, Schmidt-Hebbel Klaus and World Bank. Pension systems and reform. [Washington, D.C.]: World Bank, Policy Research Dept., Macroeconomics and Growth Division. 1995.