Managing risks in commercial and retail banking / Amalendu Ghosh

By:

Ghosh, Amalendu [aut]

Resource type: Ressourcentyp: Buch (Online)Book (Online)Language: English Series: Wiley Finance SerPublisher: Hoboken : John Wiley & Sons, 2012Edition: Online-AusgDescription: Online-Ressource (1 online resource (570 p.))ISBN:

9781280589355
9781118103555
1280589353

Subject(s):

Additional physical formats: 9781118103555 | 9781118103531 | Druckausg.: 978-1-118-10353-1 | Print version: Managing Risks in Commercial and Retail Banking DDC classification:

332.12

LOC classification:

HG4529 .G889 2012

Online resources:

Zugang im Netz des KIT

Summary: A practical guide to the practices and procedures of effectively managing banking risks Managing Risks in Commercial and Retail Banking takes an in-depth, logical look at dealing with all aspects of risk management within the banking sector. It presents complex processes in a simplified way by providing real-life situations and examples. The book examines all dimensions of the risks that banks face-both the financial risks-credit, market, and operational-and the non-financial risks-money laundering, information technology, business strategy, legal, and reputational. Focusing on methods and models for identifying, measuring, monitoring, and controlling risks, it provides practical advice backed up by solid theories, without resorting to the use of complicated mathematical and statistical formulas. Author Amalendu Ghosh exposes topics that are usually absent in books on managing banking risk-such as design of control framework, risk management architecture, credit risk rating, risk-based loan pricing, portfolio analysis, business continuity planning, and corporate governance. Author has extensive experience with a variety of major banks and institutions worldwide and brings a fresh perspective in the wake of the global finance crisis Presents a novel approach using models of the credit risk rating of different types of borrowers, the methodology for assigning weights for deriving the rating, and the scoring process Covers the essentials of corporate governance and options for credit risk assessment in line with the recommendations made in the New Basel Capital Accord Explains the methodology of risk-based internal audit, including techniques to enable bank branches to switch over from the old transaction-based audit methods With its logical sequence of the aspects of risk management, the book's layout is ideal for presentations, making it a handySummary: Intro -- Managing Risks in Commercial and Retail Banking -- Contents -- Preface -- PART ONE Risk Management Approaches and Systems -- CHAPTER 1 Business Risk in Banking -- 1.1 Concept of Risk -- 1.2 Broad Categories of Risks -- 1.3 Credit Risk -- 1.4 Market Risk -- 1.5 Operational Risk -- 1.6 Operating Environment Risk -- 1.7 Reputation Risk -- 1.8 Legal Risk -- 1.9 Money Laundering Risk -- 1.10 Offshore Banking Risk -- 1.11 Impact of Risk -- 1.12 Summary -- Notes -- CHAPTER 2 Control Risk in Banking -- 2.1 How Control Risk Arises -- 2.2 External Control and Internal Control Risks -- 2.3 Internal Control Objectives -- 2.4 Internal Control Framework -- 2.5 Tasks in Establishing a Control Framework -- 2.6 Business Risk and Control Risk Relationship -- 2.7 Summary -- CHAPTER 3 Technology Risk in Banking -- 3.1 What Is Technology Risk? -- 3.2 Risks in Electronic Banking -- 3.3 Sources of Technology Risk -- 3.4 Management of Technology Risk -- 3.5 Summary -- CHAPTER 4 Fundamentals of Risk Management -- 4.1 Risk Management Concept -- 4.2 Risk Management Approach -- 4.3 Risk Identification Approach -- 4.4 Risk Management Architecture -- 4.5 Risk Management Organizational Structure -- 4.6 Summary -- CHAPTER 5 Risk Management Systems and Processes -- 5.1 Risk Management Policy -- 5.2 Risk Appetite -- 5.3 Risk Limits -- 5.4 Risk Management Systems -- 5.5 Management Information System -- 5.6 Verification of Risk Assessment -- 5.7 Human Resource Development -- 5.8 Top Management Commitment -- 5.9 Capital Adequacy Assessment and Disclosure Requirement -- 5.10 Risk Prioritization -- 5.11 Summary -- Notes -- PART TWO Credit Risk Management -- CHAPTER 6 Credit Problems and Credit Risk -- 6.1 Genesis of Credit Problems -- 6.2 Causes of Credit Risk -- 6.3 Summary -- Notes -- CHAPTER 7 Identification of Credit Risk -- 7.1 Market Risk and Credit Risk Relationship.PPN: PPN: 807355984Package identifier: Produktsigel: ZDB-26-MYL | ZDB-30-PAD | ZDB-30-PBE | ZDB-30-PQE

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